Maryland has one of the best home buyer programs available. You can get up to 3% of the purchase price to apply towards your prepaid items and closing costs. In addition to the grant money you may be able to ask the seller to help with the balance of prepaid items and closing costs too! If you have above average credit you may even be able to get CASH BACK AT CLOSING!!! I know it sounds too good to be true but it is! We've helped many buyers do just that by working together and structuring their mortgage loan correctly in the beginning of the negotiation process. You can visit the website www.morehouse4less.com to read more about this wonderful program available to Maryland home buyers. You don't necessarily have to be a first time buyer to use this program in some circumstances and we can help you determine your eligibility if you want to contact us.
We are on the approved Lender list on the website mentioned so you can feel secure in our knowledge of the program and its guideline requirements. There are income limits, but they are very generous, and there are credit and income requirements as well. If you'd like to discuss your options privately, please email us or call. We're available every day, 10am - 10pm to serve you best!